SOW_CLAIM_1 · 1500000.0 USD · assessed · supporting
Assessed evidence includes a supporting result; adviser review is still required.
CASE-1E2AB268100B
完整案件證據
以唯讀方式顯示此案件目前已保存的事實與受治理產出。
案件記錄
- 案件編號
- CASE-1E2AB268100B
- 版本
- 3
- 狀態
- 風險評估完成
- 司法轄區
- TW
- 語系
- zh-TW
- 市場設定
- TW-DEMO-1.0
- 建立時間
- 2026-10-26T06:58:29.850552+00:00
- 更新時間
- 2026-10-26T07:00:39.623797+00:00
探索事實
客戶資料
- 客戶編號
- CASE-64EF26DE8FA4
- 投資人分類
- 尚未記錄
- 既有持有部位
- 尚未記錄
財務探索
| 欄位 | 數值 | 可用狀態 |
|---|---|---|
| 可投資金額 | 100000000 TWD | 已提供 |
| 投資期間 | 84 個月 | 已提供 |
| 每年提領金額 | 0 TWD | 已提供 |
| 流動性準備金 | 1000000 TWD | 已提供 |
目標與偏好
- 排序後目標
- 財富增值 · 資本保全
- 偏好幣別
- TWD · USD · SGD
- 地區偏好
- Global
- 產業偏好
- 尚未記錄
- ESG 偏好
- 尚未記錄
- 禁止產品或市場
- 尚未記錄
風險輸入
- 意願
- 4
- 能力
- 4
- 知識
- 4
- 流動性
- 4
- 最大跌幅
- 0%
- 過去面對虧損時的反應
- 尚未記錄
逐字稿與已審閱客戶脈絡
已確認的客戶審查身分 · v1
- 客戶編號
CASE-64EF26DE8FA4- 數值
- Elaine Chen · client
- 來源沿革
- case 1 · transcript 1 · proposal 1 · review 1
受保護逐字稿投影 · v1
- 來源沿革
- case 1
- SHA-256
3e9346a78a5c40d7a4515a83573cef2231e3ea074785df129f520b3fda517175- 數值
- 1672 characters
RM: Today is about your own portfolio and goals. We will use only the family context that is relevant to you and that you are comfortable discussing. Client: My name is Elaine Chen. I am 32, and I am joining Chen Family Holdings Ltd in a leadership-development role. Client: My father is Mr Chen, the founder and controlling shareholder of Chen Family Holdings Ltd. He owns 100% of Chen Family Holdings Ltd. The company is the family's principal economic exposure. Client: I am ready to manage a personal portfolio in my own name. It is separate from the family business, and I want its investments to diversify rather than add to the family's business exposure. Client: I have USD 2,500,000 available for long-term investment. I want to retain USD 250,000 as liquidity while I establish my role in the business. Client: The USD 2,500,000 is my personal capital. I sold a block of my personal shares in a listed US employer in 2023 for USD 1,500,000. I can provide the trade confirmation and bank credit. Client: A further USD 750,000 comes from employment income and savings from my previous role in Singapore. I can provide tax returns and salary records. Client: The remaining USD 250,000 is cash savings held in my personal bank account and is my liquidity reserve. Client: I want to be the decision-maker for this portfolio. My father can provide perspective, but I want advice that explains the alternatives and lets me make an informed choice. RM: We will document the relevant family relationship, keep your portfolio objectives distinct, and return with portfolio options that show their diversification, liquidity, and risk trade-offs.
已審閱客戶脈絡 · v1
審閱者: adviser-demo · 來源沿革: case 1 · transcript 1 · proposal 1
- fact INTERVIEW_SUMMARY · accept
- party client_primary · accept
- party entity_reported_1 · accept
- SoW SOW_CLAIM_1 · accept
- SoW SOW_CLAIM_2 · accept
- SoW SOW_CLAIM_3 · accept
實質受益人與資金來源
持股路徑 · v1
狀態: below_disclosure · 0.0% confirmed · 0.0% potential · 來源沿革: case 1 / context 1 / proposal 1
實質受益人證據請求
無
實質受益人證據文件
無
實質受益人證據評估與沿革
無
資金來源主張 · v4
SOW_CLAIM_2 · 750000.0 USD · assessed · supporting
Assessed evidence includes a supporting result; adviser review is still required.
SOW_CLAIM_3 · 250000.0 USD · assessed · supporting
Assessed evidence includes a supporting result; adviser review is still required.
證據請求
無
證據文件
無
證據評估與沿革
claim SOW_CLAIM_1
Independent or official material with a supporting proposal is recorded as supporting.
case 1 · context 1 · proposal 1 · v1claim SOW_CLAIM_2
Independent or official material with a supporting proposal is recorded as supporting.
case 1 · context 1 · proposal 1 · v2claim SOW_CLAIM_3
Independent or official material with a supporting proposal is recorded as supporting.
case 1 · context 1 · proposal 1 · v3法令遵循就緒狀態 / 客戶審查法令遵循決策
法令遵循就緒狀態: ready_for_compliance_review
來源沿革: UBO 1 · SoW 4
- 無
客戶審查法令遵循決策 · v1
決策: approved · 目前有效核准: True
審閱者: compliance-demo
理由: Approved based on SoW validation
來源沿革: UBO 1 · SoW 4
確定性風險評估結果
- 版本
- 1
- 狀態
- 完成
- 最終風險屬性
- 保守型
- 最終風險等級
- 2
- 最高產品風險等級
- 2
- 規則版本
- TW-WM-DEMO-1.1
- 來源探索版本
- 1
- 計算時間
- 2026-10-26T07:00:39.632829+00:00
- 投資期間／最大跌幅
- 84 個月 · 0%
評估維度
| 欄位 | 分數 |
|---|---|
| 意願 | 4 |
| 能力 | 4 |
| 知識 | 4 |
| 流動性 | 4 |
規則追蹤
| 規則版本 | 計算 | 輸入／套用情況 | 結果 |
|---|---|---|---|
| base_profile | minimum_of_tolerance_and_capacity | horizon=—; drawdown=—; applied=— | 4 |
| horizon_cap | — | horizon=84; drawdown=—; applied=False | — |
| drawdown_cap | — | horizon=—; drawdown=0; applied=— | 2 |
衝突事項
- A stated maximum temporary drawdown below 10% caps the illustrative profile at conservative.
審查警示
- 無
缺失欄位
- 無
AI 風險分析師審閱
尚未記錄
投資組合方案與驗證
尚未記錄
已選投資組合版本
尚未記錄
法令遵循與適合度驗證
尚未記錄
理財顧問確認
尚未記錄
已保存產出清單
| 產出物 | 版本 | 規則版本 | 時間（UTC） |
|---|---|---|---|
| 客戶審查法令遵循決策 | 1 | — | 2026-10-26T06:58:29.850552+00:00 |
| 訪談逐字稿 | 1 | — | 2026-10-26T06:58:29.850552+00:00 |
| 已確認的客戶審查身分 | 1 | — | 2026-10-26T06:58:29.850552+00:00 |
| 審閱後客戶脈絡 | 1 | — | 2026-10-26T06:58:29.850552+00:00 |
| 資金來源評估 | 1 | — | 2026-10-26T06:58:29.850552+00:00 |
| 資金來源評估 | 2 | — | 2026-10-26T06:58:29.850552+00:00 |
| 資金來源評估 | 3 | — | 2026-10-26T06:58:29.850552+00:00 |
| 資金來源評估 | 4 | — | 2026-10-26T06:58:29.850552+00:00 |
| 證據評估 | 1 | — | 2026-10-26T06:58:29.850552+00:00 |
| 證據評估 | 2 | — | 2026-10-26T06:58:29.850552+00:00 |
| 證據評估 | 3 | — | 2026-10-26T06:58:29.850552+00:00 |
| 逐字稿擷取提案 | 1 | — | 2026-10-26T06:58:29.850552+00:00 |
| 實質受益人評估 | 1 | — | 2026-10-26T06:58:29.850552+00:00 |
| 需求探索 | 1 | — | 2026-10-26T07:00:33.271956+00:00 |
| 風險屬性 | 1 | TW-WM-DEMO-1.1 | 2026-10-26T07:00:39.623797+00:00 |
案件稽核事件
| 時間（UTC） | 事件 | 版本 | 結果 | 規則版本 |
|---|---|---|---|---|
| 2026-10-26T06:58:29.850552+00:00 | 案件已建立 | 1 | 完成 | — |
| 2026-10-26T06:58:29.850552+00:00 | compliance_decision | 1 | 已記錄 | — |
| 2026-10-26T06:58:29.850552+00:00 | interview_transcript | 1 | 已記錄 | — |
| 2026-10-26T06:58:29.850552+00:00 | onboarding_identity | 1 | 已記錄 | — |
| 2026-10-26T06:58:29.850552+00:00 | reviewed_client_context | 1 | 已記錄 | — |
| 2026-10-26T06:58:29.850552+00:00 | sow_assessment | 1 | review_required | — |
| 2026-10-26T06:58:29.850552+00:00 | sow_assessment | 2 | review_required | — |
| 2026-10-26T06:58:29.850552+00:00 | sow_assessment | 3 | review_required | — |
| 2026-10-26T06:58:29.850552+00:00 | sow_assessment | 4 | review_required | — |
| 2026-10-26T06:58:29.850552+00:00 | sow_evidence_assessment | 1 | 已記錄 | — |
| 2026-10-26T06:58:29.850552+00:00 | sow_evidence_assessment | 2 | 已記錄 | — |
| 2026-10-26T06:58:29.850552+00:00 | sow_evidence_assessment | 3 | 已記錄 | — |
| 2026-10-26T06:58:29.850552+00:00 | transcript_extraction_proposal | 1 | 已記錄 | — |
| 2026-10-26T06:58:29.850552+00:00 | ubo_assessment | 1 | below_disclosure | — |
| 2026-10-26T07:00:33.271956+00:00 | 探索資料已記錄 | 1 | 已記錄 | — |
| 2026-10-26T07:00:39.623797+00:00 | 確定性風險屬性已計算 | 1 | 完成 | TW-WM-DEMO-1.1 |
此檢視顯示已保存的示範資料與決策支援產出。不構成監管認證、交易指示或客戶核准。