{"generated_at":"2026-11-01T09:09:14.369861Z","case":{"case_id":"CASE-1E2AB268100B","case_version":3,"environment":"demo","locale":"en","jurisdiction":"TW","market_config_id":"TW-DEMO-1.0","customer_id":"CASE-64EF26DE8FA4","case_status":"risk_complete","created_at":"2026-10-26T06:58:29.850552Z","updated_at":"2026-10-26T07:00:39.623797Z","discovery":{"customer_profile":{"customer_id":"CASE-64EF26DE8FA4","investor_classification":null,"existing_holdings_summary":null},"financial_discovery":{"investable_amount":{"amount":"100000000","currency":"TWD","availability":"provided"},"horizon_months":84,"horizon_availability":"provided","annual_withdrawal":{"amount":"0","currency":"TWD","availability":"provided"},"liquidity_reserve":{"amount":"1000000","currency":"TWD","availability":"provided"}},"objectives_preferences":{"ranked_objectives":["Wealth Creation","Capital Preservation"],"preferred_currencies":["TWD","USD","SGD"],"geographic_preference":"Global","sector_preference":null,"esg_preference":null,"prohibited_products_or_markets":null},"risk_inputs":{"tolerance_score":4,"capacity_score":4,"knowledge_score":4,"liquidity_score":4,"maximum_drawdown_tolerance_pct":"0","reaction_to_previous_losses":null}}},"interview_transcript":{"transcript_version":1,"case_id":"CASE-1E2AB268100B","source_case_version":1,"locale":"en","input_mode":"pasted_text","source_filename":null,"source_media_type":null,"protected_transcript_sha256":"3e9346a78a5c40d7a4515a83573cef2231e3ea074785df129f520b3fda517175","protected_transcript_character_count":1672,"redacted_projection_text":"RM: Today is about your own portfolio and goals. We will use only the family context that is relevant to you and that you are comfortable discussing.\r\n\r\nClient: My name is Elaine Chen. I am 32, and I am joining Chen Family Holdings Ltd in a leadership-development role.\r\n\r\nClient: My father is Mr Chen, the founder and controlling shareholder of Chen Family Holdings Ltd. He owns 100% of Chen Family Holdings Ltd. The company is the family's principal economic exposure.\r\n\r\nClient: I am ready to manage a personal portfolio in my own name. It is separate from the family business, and I want its investments to diversify rather than add to the family's business exposure.\r\n\r\nClient: I have USD 2,500,000 available for long-term investment. I want to retain USD 250,000 as liquidity while I establish my role in the business.\r\n\r\nClient: The USD 2,500,000 is my personal capital. I sold a block of my personal shares in a listed US employer in 2023 for USD 1,500,000. 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